Kendall and Bexar County Estate Planning
Texas Estate Planning Blog
Shawn McCammon is the founder and managing shareholder of McCammon Law. Shawn has been practicing for over 20 years, starting off in litigation before working in-house as a corporate attorney, and finally opening his own firm in 2009.
More Texans are investing in cryptocurrency, NFTs, and online ventures—but many overlook what happens to those assets if they become incapacitated or pass away. Without proper planning, your crypto could be lost forever.
The truth is, even a perfectly written will can’t help your family recover your crypto if no one knows where your private keys are—or how to access them. Losing access to a cold wallet can result in the loss of everything.
That’s why creating a continuity plan for cold wallets, private keys, and digital access has become essential. With guidance from a professional estate planning lawyer in Boerne, TX, you can protect your crypto holdings and ensure your heirs have the legal and practical means to manage your assets securely.
In this guide, we’ll explain how to structure a continuity plan that keeps your digital wealth safe, private, and accessible when it matters most.
A digital asset continuity plan outlines how your online accounts, crypto wallets, and digital property can be accessed and managed if you become incapacitated or pass away.
Unlike traditional accounts, crypto and cold wallets don’t have customer service lines or recovery options. Access depends solely on your knowledge—and your planning.
That’s why digital asset continuity planning in Texas combines technical preparation with legal documentation. It helps your family, executor, or fiduciary act quickly and lawfully while protecting your privacy and security.
A reliable estate planning attorney in San Antonio can help integrate your plan into your existing estate documents so it aligns with both Texas RUFADAA laws and federal privacy protections.
Begin by identifying everything you own or control online:
Keep this list encrypted and offline. Update it as your portfolio grows.
You can authorize your chosen executor or trustee to manage your online assets under Texas law.
Your trust administration lawyer in Boerne can include specific RUFADAA language in your will or trust, granting legal authority to access and manage your crypto, NFTs, and digital accounts.
Never include private keys or login credentials in your will, as they become a public record. Instead, store them safely using:
A will and trust attorney in Texas can help structure this process to keep your assets both secure and accessible.
Crypto evolves fast, and so should your estate plan. Review your digital asset plan annually or whenever you acquire new holdings.
For deeper insight into digital estate integration, explore our main discussion on how modern estate planning is adapting to blockchain and AI innovations.
Without a digital continuity plan, your family might never gain access to your online wealth. Even if your heirs are aware of your crypto holdings, exchanges or custodians often require legal authorization before releasing funds.
A professional estate planning attorney in San Antonio, TX can help you:
According to a 2024 CNBC report, over 20% of the global Bitcoin supply is estimated to be lost forever due to forgotten passwords and inaccessible wallets. Proper planning prevents your holdings from becoming part of that statistic.
For families in Boerne, Kerrville, and San Antonio, it’s about more than money; it’s about preserving legacy.
Texas is one of several states that adopted the Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA). This law gives executors and trustees the right to access digital property—but only if you’ve granted them explicit permission.
That’s why your estate planning attorney in Texas plays a crucial role in making sure that:
To understand how digital assets align with broader estate management and tax obligations, explore our detailed guide on Estate Tax Planning in Texas. It explains how both digital and traditional assets move through Texas probate and how proper planning helps protect your legacy.
Digital asset continuity isn’t only about crypto. It also applies to online businesses, subscription accounts, and digital records that support your family’s finances.
An experienced estate planning lawyer in Boerne can include:
For a broader look at how cryptocurrency, NFTs, and digital laws are reshaping Texas estate strategies, explore our in-depth guide on the future of digital assets in Texas estate planning to see how modern investors are safeguarding wealth in Boerne, San Antonio, and Kerrville.
Your continuity plan helps guarantee that your online presence and digital assets are handled with the same care as your traditional estate.
Losing access to a cold wallet or private key can erase years of investment. Don’t leave your digital legacy to chance.
By partnering with McCammon Law, P.C., you can create a detailed plan that ensures your crypto, NFTs, and digital accounts are managed safely, privately, and legally.
Consult with an estate planning attorney at McCammon Law, P.C.
Your digital wealth deserves lasting protection. Take control now so your family never has to wonder where your assets went or how to reach them.
Boerne/San Antonio Office
138 Old San Antonio Rd.
Suite 504
Boerne, TX 78006
Office Hours
Mon-Thu: 8:30am-5:00pm CT
Friday: by appointment only
closed during lunch at 12:30pm-1:30pm
